How does the MRL Fund work?
Members pay competitively priced premiums. The fund is not-for-profit; therefore, after claims and administrative costs are paid, and funds are reserved for potential claims, the "profit" is returned to members in the form of premium credits along with earned interest.

How much money is returned to members?
Over time, most fund members receive credits of 40 of 50 percent of premiums paid.

What are other advantages to the MRL Fund?
The MRL Fund takes a proactive approach to claims management, helping to minimize the group's losses. Compensable injuries are paid promptly, while questionable claims without merit are staunchly defended.

Plus, the MRL Fund provides safety and loss prevention programs designed specifically for the restaurant industry. MRL loss control specialists will also help you avoid hidden costs like losses in productivity, disrupted schedules, loss of time by supervisors, the cost of training a new employee, and more.

Who's in charge of the MRL Fund?
A board made up of group members (restaurant owners) governs the MRL Fund, providing member control and involvement in decisions. Regency Group handles day-to-day administrative duties.

For information on the MRL Fund, click here, or call (800) 968-9668

Information courtesy of Regency Insurance Group, program manager for MRA insurance programs. www.regency-group.com, or call Regency at (800) 686-6640.